by Dan Sullivan
As of today, money is a necessary commodity for everyone. But earning money is not so easy, a person has to do something to earn it. However, there are easy and quicker approaches to earn money; one of such approaches is via promotions. It is even more comfortable if you reside in the US, numerous promotions provide free money.
There are thousands of promotional advertisements on the web, finding which one is real might be tedious. This article is going to review 30 bank promotions that can earn you a minimum of $100 by opening a bank account. With these promotions, you will receive your money instantly when you open the account and meet other specified requirements. Your bonus will be credited to the account you opened, and you can withdraw it immediately or use it in any other way you see fit.
Note that these promotions are exclusive to US residents. Let us get started.
Unbelievable, right? Well, it is real once you open Chase Sapphire Checking account and meets the requirement for this offer. The requirements are simple;
Within 10 days of completing the required activities, the system of Chase will automatically deposit $750 directly into your new Sapphire Checking Account. This offer is only available for new Chase Sapphire Banking Account owners, not available for existing Chase Banking Account or Chase Private Account owners. Note that the Chase Sapphire Checking Account attracts a maintenance fee of $25 every month. However, you can waive this fee by maintaining a minimum $75,000 balance across or your Chase accounts.
From now till the last day in 2023, you have the opportunity to get a $750 bonus from HSBC. All you have to do is open a new Premier Checking Account from HSBC and complete the required activities.
There are specific criteria before you can be eligible for this bonus:
The bonus is a welcome deposit bonus and here is how to get the bonus:
HSBC Premier Checking account attracts a monthly maintenance fee, which is $50, but you avoid the fee if you meet the following requirements:
Though this bonus requires a hefty initial deposit, the $600 bonus would worth it. If you can open a new account from the eligible Citibank checking or savings account ( the account must be opened on or before September 20th, 2023.) Then you are eligible for a $600 bonus. Here is how to get the bonus:
This account attracts a monthly maintenance fee of $30. However, you can waive the fee by maintaining a daily balance of at least $50,000.
With Simple Protected Goal Account, you can earn up to $500 and more. This offer ends on Friday, the 31st of August. 2023. You will earn this bonus when you open an individual or shared Protected Goals Account. You must also be qualified for some activities before you will get the bonus in your account. Getting this bonus is simple, follow the steps highlighted below:
Marcus by Goldman Sachs offers up to $500 bonus on new money deposits. The bonus results from a 1% bonus on any amount deposit and could accumulate up to $500 and more. The bonus is for both new and existing customers. Qualified deposit must only be new deposit from an external source, not internal transfers.
Getting the bonus is simple, follow these steps:
Also, you can get APY up to 2.25% on any amount saved into any Marcus Online Savings account. But it is not available for Marcus customer that has enrolled in any Marcus offer, the either new or existing customer. Visit the official website to learn more.
CitiBank deposits a sum of $400 directly into your bank account when you open a new eligible checking or savings account, and complete the required activities. To qualify for the offer, you have to apply directly on the official webpage of Citibank
Here are the activities to complete to get the bonus:
A $25 monthly fee is charged for account maintenance, a minimum of #10,000 daily balance neutralizes the maintenance fee.
You can get a $400 bonus if you can open a new consumer checking account on or before Saturday, the 31st of December. 2023. Here is how to get the bonus:
The maintenance fee for Wells Fargo Everyday Checking account is $10, but you can waive it by meeting any of the following requirements:
You are not eligible for this offer if you have benefited from any of Wells account bonus in the last 12 months. Also, if you have an active Wells Fargo consumer checking account, you are not eligible for this bonus.
Unlike other bonuses on the list, this one has been around for a long time and will continue for a longer time. You can earn up to $360 every year from discovering online banking. Here is how:
This offer is a sibling to HSBC Premier Checking but with slight requirements. All the first requirements as in HSBC Premier Checking are also required here. Below is how to get the bonus:
This is another bonus from Chase. You get $200 once you open this account, you can also combine another Chase Savings account to earn extra $150. The process of getting bonuses is as follows :
Chase Total Checking attracts a $12 maintenance fee every month. However, you can waive the maintenance fee if you qualify one of the following requirements:
$300 is yours for grab; all you have to do is open a new TD Bank Beyond Checking account. Then you can claim the bonus once you receive a direct deposit above $2,500 within the first 60 days of opening the account. The offer is exclusive to some states in the US, and you can only apply via the online channel. A $25 monthly fee is charged every month for maintenance of the TD Bank Beyond Checking account. But the maintenance fee can be waived if either of the following occurs:
The states that are eligible for this offer include:
You can get a $300 bonus when you open a Chase Premier Plus Checking account. The process is simple, as highlighted below:
Open a Chase Premier Plus Checking account via this link from Chase;
Make a direct deposit of any amount into the account. The deposit must be from paycheck or electronic transfer, pension, or government benefit. And you must deposit within the 60 days of opening the account.
Once you have completed the two steps above, you will receive the $300 bonus in your account within 10-business days.
The maintenance fee for Chase Premier Plus Checking account is $25 per month, but you can waive the fee by meeting one of the following demands:
Have a minimum daily balance of $15,000 on your accounts. The balance may be across multiple Chase account that you own.
Setup automatic payment source for your Chase Mortgage account. The payment source must be funded every month so that Chase can deduct the due amount from it.
Note that Chase Premier Plus Checking does not have a minimum opening deposit. However, daily balance yields 0.01% and may be subjected to a change later in the future . This offer is available for Chase customers in all states of America except Alaska and Hawaii.
You can get two separate bonuses for PNC Bank when you open a new account on the PNC Bank Virtual Wallet account. The process of getting the bonus is straightforward:
For $200 bonus
Visit this new offer page and open a new Virtual Wallet with Performance Spend.
Make a minimum deposit of $2,000 to the account from qualifying direct deposit.
Make a minimum of 10 purchases with the debit card associated with the account.
PNC bank will credit your account with $200 within 90 days of completing the above steps.
For $300 bonus
Visit the checking offer and open a new Virtual Wallet with Performance Select.
Make a minimum deposit of $5,000 to the account from qualifying direct deposit.
Make a minimum of 10 purchases with the debit card associated with your account.
PNC bank will credit your account with $300 within 90 days of completing the above steps.
The bonus is exclusive to the following states:
The bonus is $100 per account, but you can earn up to $300 with the 3 distinct offers available. The account packages are Advantage SafeBalance Banking, Advantage Relationship Banking and, and Advantage Plus Banking. To get the bonus, follow these steps:
This offer is exclusive for new customers. Customers with existing accounts will open a new Checking account before they can be eligible for the offer. All the 3 accounts attract monthly maintenance charges, but you can waive them by doing the following :
You can enjoy the benefit of $300 when you open new SunTrust Bank Advantage Checking and complete the qualifying tasks. The offer is valid till September 30th, 2023. Below are steps to get the bonus:
Only SunTrust customers are eligible for this offer. The offer is available in the following states:
You can check if SunTrust is available in your area, visit SunTrust website to check.
$250 bonus is up for grab from BB&T. This bonus is one of the easiest bonuses on the list. The process is as follows :
However, BB&T Bright Banking Checking attracts a $12 maintenance fee every month. But you can waive it when you meet any of the below requirements
The bonus is available in all states except for Pennsylvania and New Jersey.
This bonus is only suitable for you if you are an employee who operates 'Bank at Work' account style. You can earn up to $300 when you open a personal checking account with BMO.
Bonus will be credited into your account between 60 - 90 days of completing the requirements or opening the accounts.
TD Bank Convenience Checking is a sibling to the TD Bank Beyond Checking account. Requirements to get the $300 bonus are as follows :
The maintenance fee for TD Bank Convenience Checking account is $15 per month; you can waive the fee if you maintain a minimum balance of $100 on the account. No maintenance fee for account owners between 17 and 24 years old. TD Bank Convenience Checking is only available in the same states as TD Bank Beyond Checking package.
If you reside Indiana State, with Element Finance High-Interest Checking account you can earn a $200 bonus when you open a new account.
Elements Financial checking account holders and Health Savings Account holders are not eligible for this bonus. Though this account is advertised for government employees, non-government employees too can apply.
With this bonus, you can get $200, and another $200 bonus for your friends when you refer them. This bonus can accumulate to $1,000 when you refer more customers. The more you refer, the more you earn. The bonus is exclusive to quite a few of states in the US. Check if your area is eligible on Xceed website. These are the requirements that make you eligible.
You can refer unlimited customers and get a bonus reward for each customer.
If you are a business owner and you are about to set up a new bank account for your business, why not use this opportunity to get a $200 bonus from Chase? The process to get this bonus is straightforward, follow the steps listed below:
Visit Chase's special page and create a Chase Total Business Checking account.
Make a minimum deposit of $1,000 into the account within 20 business days.
Maintain a daily balance of at least $1,000 for another 60 days.
Complete 5 qualifying deposit from approved sources such as debit card payment, check payment, etc .
$200 will be credited into your account within 10 business day of completing the above steps.
This offer ends on Thursday, 17th of October. 2023. Before you can claim the bonus, you must provide the email address associated with your Chase Total Business Checking account. Then take your coupon to a local branch in the states where Chase branch is available.
While Chase is giving bonuses to others, college students are not left out too. Chase College Checking is account specifically designed for college students, plus there is a free $100 bonus for every new account. The requirements are convenient to fit any college student's budget.
Visit Chase's banking accounts page and open a new Chase College Checking account.
Make the first deposit which must be a minimum of $25.
Enroll in some paperless statements; this will be an oral interview.
Complete at least 10 qualifying transaction on the account.
Chase will credit your account with $100, within 10 business days.
Chase College Checking $100 bonus ends on Friday, the 18th of October. 2023. And is available in the following US states:
These bonuses also offer you the opportunity to save your money in the most secure financial institutions in the US. Compare them and select which ones best suit your financial status. I.e. the deposit rate you can keep up with. Do not be selfish; let your friends know about these fantastic offers.
About Dan Sullivan
Dan Sullivan is a renowned professor and esteemed education writer with a passion for inspiring students and transforming the field of education. With a diverse background in academia and practical teaching experience, he has become a leading figure in educational research and pedagogy.